Estoppels &
Balance Checks

What Is an Estoppel ?
An estoppel is an document showing the property owner or homeowner’s financial obligations to the Association, typically they are Yearly dues, special assessments, fines, etc. In the case of the Killearn Acres Homeowners Association (KAHA), a property owners financial obligations “may” include any fines and/or penalties that have been assessed against the property as a result of Architectural Control Committee review fees, any Code & Covenant infractions that may have resulted in fines and/or penalties, or any KAHA attorney legal (current or pending) fees. Additionally it is verification that the KAHA is not in the process of assigning a Lien or does not already have a Lien placed against the property.

Estoppel Use:
The normal use of an estoppel is when a bank, Mortgage Company, Lending Institution or Title Company is considering financing a property purchase and needs to know how much money the current owner owes to the association.


  • Since the Estoppel shows fees, charges, etc., the bank can learn if a seller has attempted to make any unauthorized changes to the residence, such as remodeling. It will also detail any outstanding charges to the homeowner.
  • For the buyer, the estoppel is a “snapshot” of what is owed on a certain date, so this prevents any confusion about homeowner association fees that could arise after the closing.
  • An estoppel will contain information with respect to the common expenses and obligations that the current owner is responsible for. Other vital information included is:
    • Upcoming special assessments.
    • It also outlines any existing balances and violations with respect to the association Deed Restrictions, Codes & Covenants and by-laws.
    • Acquiring this information can be timely and costly.

Fees and Costs:
According to State Statutes the HOA may charge a “reasonable fee” to issue and complete an estoppel. Currently, Killearn Acres HOA charges a fee of $150.00 to process an estoppel when requested. An estoppel should only be needed on properties in Units 5 to 9 as part of the dues paying units.

However, if you need just a outstanding balance without an estoppel then email David Bremer using the email address below. There is no fee for simple balance requests as it can be done by email without the requirements that an estoppel dictates.

To insure a clean transfer of ownership when purchasing a residence or property, purchasers or escrow/title agents should acquire and review an up-to-date Estoppel from the Homeowners Association before closing.

To request an Estoppel or for more information contact:

David Bremer, KAHA Treasurer
Estoppel Request Form: Request Estoppel Form

To begin the estoppel process:

  1. Please print and fill out the Estoppel Request form
  2. Your estoppel form required for your records
  3. A check for $150.00 to cover the processing fee.
Make the check payable to “Killearn Acres Homeowners Association” and send to :

Attn: David Bremer (Treasurer)
Killearn Acres Homeowners Association
2910 Kerry Forest Pkwy, D4-381
Tallahassee, FL 32309

An estoppel will not be returned until payment for processing has been received.